The best way to pay off your loans

About Autopay+

Autopay+ is a service that evolved out of the automobile industry as a way to help car and truck buyers pay off their loans sooner and save a sizeable amount of interest. Today, we service more than car loans as our customers requested that we help them pay all their household loans and debt off sooner.

Make an Extra Payment without straining your budget!

By scheduling your payments with your paychecks, you generally end up paying 13 payments to the lender over the year without impacting the budget. An extra payment a year makes a BIG difference.

Ensure payments get applied to principal

Many customers find when they try this on their own the lenders apply it to future payments and show you have no payment due. The AutoPay+ process applies any additional payments directly to principal to save you interest.

Pricing Schedule

Providing world class services obviously has a cost, and we are sensitive to that, which is why our fees are paid out of your incremental savings – not up front.

$.95 account verification within 48 hours

This is an account verification fee to ensure that the banking information is correct and that ACH transactions work. If this fails we know that we need to obtain correct info from you to make sure your payments are made.

$1.45 ACH per Payment

The easiest way to think of this is like express postage. No checks or postage necessary on your end and it moves electronically to your lender. On Time, Safe and Secure.

$399 Program Fee

This is taken into consideration on our loan calculator, so you can see how much you'll still save after fees. This fee is paid out of the additional payments. So if you paid $200 every two weeks on Friday, then the first month that there were 5 Fridays $200 would be applied towards the program fee. The next month that there is 5 Fridays the balance of $199 will complete the fee and the remaining $1 will begin your principal reduction. All future extra payments go directly to principal.

There are no cancellation fees at any time. Paid program fees are not refunded.

Taking this one simple step can literally save you thousands of dollars

Celebrity financial gurus recommend one of the first things we should do is pay our loans and credit cards biweekly.

For example: If you AutoPay your home mortgage biweekly, you go from paying one payment a month to paying half of that payment every two weeks. If you are spending $1,000 a month right now on your mortgage; AutoPay would simply split that in half so you paid $500 every two weeks. You would pay a 30-year mortgage off in 23 years. The average person using AutoPay biweekly on their mortgage would save over $50,000 in the interest payments by just making that one change.

Do the same with your vehicles and student loans and you’ll be on your way to financial freedom. Use our calculator to see your savings.

Getting Started is Fast and Easy

• 1. Collect Your Records

  Find your last loan statement(s) or your finance contract(s). Use our loan calculator to see how much you can save!

• 2. Contact a financial service advisor

  Via phone, email or chat. We'll discuss your options – biweekly, semi-monthly with additional principal or various other schedules.

• 3. Start Saving!

  Our financial service advisors will structure a plan that works for you!