AutoPay does more than save you time and money – It deters Identity Theft.

U.S. Equity Advantage’s AutoPay was born out of the automotive industry as a way to help vehicle buyers get out from under their long term loans without breaking the bank. This smart budgeting leads to interest saving as well.

What became equally, if not more important to our customers was the concern for the safety of their personal information. What many of our customers didn’t understand is that the electronic check system and ACH is far more secure than putting a check in your mailbox.

With the FTC claiming 9 million cases of Identity Theft per year, it’s no wonder that over 90% of us are very concerned about our own risk of stolen identity.

You took the first step by avoiding check fraud with AutoPay so U.S. Equity Advantage wants to help you deter, detect and defend against Identity Theft.

AutoPay+ Free Identity Theft Protection

AutoPay+ includes a complimentary one-year membership from ConsumerInfo.com Inc. (an Experian company) to providing you with world-class credit monitoring capabilities and in-depth assistance in every aspect of identity theft protection - including identity theft insurance*.

Activate your complete credit monitoring product from Experian®.

To activate your complimentary one year membership, visit the website listed above and enter your individual activation code. Want an activation code? Call our Financial Service Advisors toll free at (800) 894-5000 ext. 281 to get the free identity theft protection with your AutoPay+ program. 

As soon as you enroll, Experian will begin to monitor your credit reports from Experian, Equifax® and TransUnion® on a daily basis and notify you of key changes. This powerful tool will help you identify potentially fraudulent use of your information, and provide you with immediate assistance from a dedicated team of fraud resolution representatives should you ever need help.

Your complimentary 12-month membership includes:

• Daily monitoring and timely alerts of any key changes to your credit reports––so you know when there is any activity that you should be made aware of such as notification on new inquiries, newly opened accounts, delinquencies, public records or address changes
• Toll-free access to a dedicated team of fraud resolution representatives who will help you investigate each incident; contact credit grantors to dispute charges, close accounts if need be, and compile documents; and contact all relevant government agencies
• $25,000 in identity theft insurance coverage ($10,000 for New York state residents) with zero deductible provided by Virginia Surety Company, Inc. for certain identity theft expenses*

Once your enrollment is complete, you should carefully review your credit reports for potentially inaccurate or suspicious items. If you have questions, need help understanding something on your credit report or suspect that an item on your credit report may be fraudulent, please contact Experian’s customer care at (866) 252-0121.

* Insurance coverage is not available in US overseas Commonwealth or Territories (i.e. Puerto Rico).